Expanding access: universities unlock global student potential through innovative loan program
A major leap for global student mobility
In a bold move to enhance global student mobility, UAPP has joined forces with TSFC to offer up to £4 million in student loans to international applicants in 2025.
This initiative addresses long-standing financial barriers that have prevented countless talented students from pursuing education in the UK. By breaking down these obstacles, the partnership fosters new opportunities, attracts diverse talent, and promotes a more inclusive academic environment.
Announced this week, the collaboration allows students of any nationality to apply for UK student loans without restrictions based on their country of origin. The tailored loan package covers tuition fees, living expenses, and additional costs associated with studying in the UK, ensuring comprehensive financial support for international students.
Moreover, TSFC’s loans come with the lowest interest rates available in the UK market, offering an affordable solution for students who may have otherwise struggled to finance their studies.
Transforming international student recruitment
“This is a game-changer for international student recruitment,” says Sudhanshu Singh, UAPP’s director of strategy.
“By eliminating financial barriers, we are creating opportunities for thousands of students who aspire to study in the UK but have faced financial challenges. At the same time, we are helping universities boost diversity and reduce dropout rates by ensuring loans cover the entire course duration, rather than just the first year.”
Addressing challenges for students and universities
International students often face significant financial obstacles, including fluctuating exchange rates and high tuition and living expenses. The British pound remains one of the most expensive currencies among global study destinations, making the UK an unattainable option for many aspiring students.
These financial challenges also impact universities, as unpredictable international student enrolment often forces institutions to rely on high-demand markets such as India, rather than focusing on broader participation. This reliance can limit the diversity and overall learning experience for students.
The UAPP-TSFC partnership provides a structured solution by ensuring that students can confidently finance their education while universities benefit from a more stable and predictable intake of international students.
For universities, the scheme offers substantial advantages. By securing guaranteed loan payments, institutions can reduce dropout rates caused by financial difficulties and expand their global reach without the uncertainties surrounding tuition payments.
“This partnership is about more than just financial support – it’s about widening participation, enhancing retention, and reinforcing the UK’s status as a premier global education hub,” Sudhanshu added.
Driving participation and expanding opportunities
This initiative is expected to generate increased interest in UK higher education, particularly among students who previously faced financial limitations.
For prospective international students, UAPP offers end-to-end support throughout the application process, ensuring they can access the financial resources necessary to achieve their academic ambitions.
UK universities are also encouraged to explore how this collaboration can enhance their international recruitment strategies, securing financial stability while attracting a broader range of students.
Whether you are an international student seeking funding or a university aiming to enhance recruitment and financial security, UAPP is here to help. Get in touch today to learn more.
TSFC is a UK-registered company, fully regulated by the Financial Conduct Authority (FCA) and compliant with UKVI regulations for offering educational loans to international students.

About the author: With over 20 years of experience in the global education sector, Alan Bahia is the sales and marketing director at UAPP, a one-stop-shop edtech organisation dedicated to supporting international students in the journey to find their dream of studying abroad using technologies such as AI.
In his previous role as commercial director at BCdiploma, he collaborated with institutions and stakeholders worldwide, focusing on digital credentials, continuing education, and student mobility using innovative technologies.
Alan has also held various senior roles at organisations such as Global University Systems, Glyndwr University, and OCR one of the largest awarding bodies in the UK, part of Cambridge Assessment and the University of Cambridge.
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